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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. When a single major medical contract covers all medical expenses, the plan is considered to be:

A) First-dollar
B) Supplemental
C) Limited
D) Comprehensive


2. Medical expense insurance typically EXCLUDES coverage for treatment of:

A) Eating disorders
B) Intentionally self-inflicted injuries
C) Undiagnosed diseases
D) Chronic back pain


3. The Maryland Health Insurance Plan is designed to provide comprehensive health benefits for:

A) Low-income residents of Maryland
B) Children of low-income Maryland residents
C) Medically uninsurable Maryland residents
D) Senior citizens residing in Maryland


4. In HMO coverage, all of the following services must be available 24 hours per day, 7 days per week EXCEPT:

A) In-patient hospital services
B) Dental care
C) Emergency medical care
D) Primary care


5. Which of the following is NOT a mandated benefit in Maryland?

A) Treatment of mental illness
B) Treatment of substance abuse
C) Weight reduction programs
D) Hearing aids for children


Solutions:

Question # 1
Answer: D
Question # 2
Answer: B
Question # 3
Answer: C
Question # 4
Answer: B
Question # 5
Answer: C

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