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CII Insurance law (IL) Sample Questions:

1. The principle of subrogation prevents a policyholder from profiting from

A) retaining salvaged property.
B) submitting a full claim recovery under more than one insurance policy.
C) assigning abandonment rights to the insurer.
D) claiming under both his insurance policy and against any negligent third party.

2. For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the main sources of new English Law?

A) Official law reports.
B) International treaties.
C) Legislation.
D) Case law.

3. What is the intended purpose of a subrogation waiver clause in an insurance po

A) The doctrine of subrogation is excluded from the policy.
B) Cover is suspended whilst the insurer pursues an action for subrogation.
C) The insurer's subrogation rights will not be exercised against certain parties associated with the insured.
D) The insured has a duty to ensure that the insurer's subrogation rights are maintained.

4. What is the maximum contingency fee percentage under a damages-based agreement that can be charged by a solicitor for personal injury cases and employment tribunal cases respectively?

A) 50% for both cases.
B) 25% for personal injury cases and 35% for employment tribunal cases.
C) 35% for personal injury cases and 25% for employment tribunal cases.
D) 35% for both cases.

5. Paul made a formal offer to John and gave hun (out weeks to accept it. Three weeks later, and before, John had responded. Paul needed to withdraw the offer. What is the position in contract law?

A) Paul has the right to withdraw the offer at any time before acceptance.
B) John can enforce the contract as the offer was formally made.
C) John cannot enforce the contract but is entitled to claim damages from Paul.
D) Paul does not have the right to withdraw the offer within the four-week period.

Solutions: